Understanding Flood Insurance: Why You Need It and How It Differs from Homeowners Insurance
Homeowners Insurance vs Flood Insurance When it comes to protecting your home, having the right insurance coverage is crucial. While homeowners insurance provides a broad range of protections, it often falls short in one critical area: flood damage. This is where flood insurance comes into play. In this blog post, we’ll explore why flood insurance […]
Weather the Storm: Inspecting for Damage
How to Check Your Property for Damage After a Storm You hunker down inside, relying on your home to protect you and your family. Once the storm passes, though, it’s time to repay the favor by identifying storm damage and protecting your home from further issues. The National Storm Damage Center has a number of […]
Winter Weather Driving Tips:
Reduce Your Risk, and Do More to Avoid Costly Insurance Claims Winter Weather Driving Tips: Reduce Your Risk, and Do More to Avoid Costly Insurance Claims. Winter is here, with that comes weather that can make driving on the highway a fearsome adventure. Often, there are times that we feel lucky to make it home […]
Who is Smith Family Insurance Center and How Does an Insurance Advisory Firm Help You!
“Why does Smith Family Insurance Center exist?” We exist to be the plumb of truth in our industry. We believe all people should have access to financial knowledge and be financially empowered instead of being sold. Sadly, the financial and insurance industry use to have more professional advisors than salesman, unfortunately over the past 3 […]
When to Consider Life Insurance and What to Expect
WARNING — Once you finish this article, you will know more about life insurance than the average American insurance agent. Don’t believe me? Pick an agent at random and quiz them, asking if they know the five legal benefits of life insurance. If they can’t answer, move on and find a trained, experienced, professional to […]
What Does Personal Liability Mean
WHAT DOES PERSONAL LIABILITY MEAN AS IT PERTAINS TO YOUR INSURANCE POLICY? The insurance industry has two very different branches. The first and the most important is called the “Life & Health” branch. The second one is called the “Property & Casualty” branch. The reason we as an industry refer to the Life & Health […]
Personal Umbrella Policy
DO I NEED TO PURCHASE ONE AND HOW MUCH COVERAGE SHOULD I GET? Let’s say you have a policy for your home and your vehicles. You have just the right policy for the duplex you rent out to others as well as coverage for your boating excursions. Your homeowner’s policy even has a special added […]
Mission, Vision, and Values
What to Expect when working with SMITH FAMILY INSURANCE CENTER Our Mission: To advocate for our clients and provide exceptional client service. Our Vision: To be recognized as the authority in the field of Insurance and become the preeminent firm where ethical Advisors desire to work. Our Values: To treat all clients with kindness and respect, provided ethical services, and elevate […]
Jewelry Insurance Coverage Explained
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure […]
It’s Raining, It’s Pouring
It’s Raining, It’s Pouring, Make Sure to Check Your Home for Any Leaks, Back-Ups, or Water Related Issues. Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of […]